State Farm Agent - James R Kruszynski
State Farm Agent - James R Kruszynski

6173 Dixie Highway
PO Box 243
Bridgeport, MI 48722-0243
Phone: (989) 777-0340


A Home Equity Loan or Home Equity Line of Credit lets you borrow against the equity in your home. Choose the product to meet your needs.
Home Equity Loan

* Fixed interest rate
* Fixed monthly payments
* Loan is repaid over a fixed period of time
* Minimum monthly payment is $100 for all terms
* Minimum loan amount is $10,000
* Maximum loan amount is $500,000

Home Equity Line of Credit

* Variable interest rate
* Available for a 10-year term*
* Available through use of checks
* Interest only payments with monthly billing statements*
* Annual Fee of $25 (waived the first year)*
* Minimum loan amount is $10,000
* Maximum loan amount is $500,000

All Loan Information

* Closing costs, if any, may vary by state
* No application fees
* State-imposed mortgage taxes are paid on behalf of the customer by State
Farm Bank for loans and lines up to and including $250,000
* Property that is for sale, or has been sold, is not eligible
* Rental property is not eligible, unless a unit is owner-occupied
* Only one physical piece of property may secure the loan. Multiple pieces of
property are not allowed

How to apply

If you are interested in applying for a home equity product, contact the nearest participating State Farm agent.

Copyright 2010, State Farm Mutual Automobile Insurance Company.
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