Shelby State Bank
Shelby State Bank

8238 Whitehall Road
PO Box 205
Whitehall, Michigan 49461
Phone: (231) 894-9041
Fax: (231) 893-8237


Mortgage Loans

Available Mortgage Products

* Conventional
* Adjustable Rate Mortgages (ARM’s)
* Balloon
* Construction
* Interest Only
* Zero Down
* Michigan State Housing Development Authority (MSHDA)
* Rural Development (RD)

Loan Rates, Terms & Fees
Interest rates, terms and fees are based on various underwriting criteria, including (but not limited to) the type of mortgage loan requested, secondary market/vendor loan may be sold to, the credit worthiness of the borrower, and collateral securing the loan. For the most current information on rates, terms and fees, please call one of our eight convenient banking offices.

Lender Contacts

For more information regarding the many different mortgage financing options available, please stop by or call one of our mortgage lending professionals located at any one of our eight convenient banking offices:

Whitehall
Kimm Griffin
PH#: (231) 894-9041
kgriffin@shelbybank.com

Important Information About Insurance Products Offered in Connection with Extensions of Credit:
1) We may not condition the extension of credit on your purchase of an insurance
product or annuity from us or any of our affiliates.
2) We may not condition the extension of credit on your agreement not to obtain an
insurance product or annuity from an unaffiliated entity, nor may we prohibit
you from obtaining the insurance product or annuity from an unaffiliated entity
as a condition of the extension of credit.
3) Credit insurance products are not a deposit or other obligation of, nor
guaranteed by us or any of our affiliates.
4) Credit insurance products are not insured by the Federal Deposit Insurance
Corporation (FDIC) or any other agency of the United States Government.

© 2007 Shelby State Bank. All rights reserved
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