PNC Mortgage
PNC Mortgage
375 River Street
Manistee, MI 49660
Phone: 231-723-6565
National City Mortgage is now PNC Mortgage. Making your transition to PNC Mortgage as simple and worry free as possible is our number one priority.
Loan Options
Today, there are more types of mortgage loans available than ever before. And since no two homeowners are alike, we continually strive to provide customers with loan options that meet their specific needs. The links below provide more information on the wide variety of programs available whether you are buying a home, refinancing your present one, planning to build or renovate or want to take advantage of the equity you've built up.
Fixed Rate Mortgages
A fixed rate mortgage gives you a secure rate and payment for the life of your loan. Terms range from 10 to 40 years. Loans with shorter terms offer the lowest interest rates. Loans with longer terms offer a lower monthly payment.
FHA Loans
FHA mortgages are quickly becoming one of the most popular home financing options avaialble. With recently increased maximum loan limits, flexible credit and income qualification guidelines and the ability to borrower up to 96.5% of the value of your home, an FHA mortgage may be right for you.
No or Low Mortgage Insurance Loans
Most mortgages require you to pay a monthly mortgage insurance premium when you borrower more than 80% of the value of your home. PNC Mortgage offers you several alternatives.
Interest Only Mortgages
With an Interest Only Loan from PNC Mortgage you have the option to pay interest only for the first ten years with no penalty for principal payments. If you are looking for a low monthly payment this product may be right for you.
Adjustable Rate Mortgages
Many people choose Adjustable Rate Mortgages* (ARMs) to realize short term savings. An ARM offers a low, fixed introductory rate. This rate may adjust annually following the fixed rate period. Although ARMs are not without risk, if you don't plan to own the home for longer than the fixed rate period, this may be the option for you.
Jumbo Mortgages
A Jumbo Mortgage is any loan with a loan amount greater than $417,000. At PNC Mortgage we offer a wide variety of Jumbo Mortgage options including fixed and adjustable rate mortgages for both purchase and refinance transactions.
VA Loans
The VA Home Loan was created to help eligible veterans of our armed services find affordable housing. With the ability to borrower up to 100% of a home's value and flexible credit and income guidelines, the VA Home Loan is one of the best home financing options available.
©2009 The PNC Financial Services Group, Inc. All Rights Reserved.
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