Citizens Bank
Citizens Bank
101 Mesick Avenue
Mesick, MI 49668
Phone: 231-885-1300
Welcome to Citizens Bank!
Citizens Bank is dedicated to meeting your unique home financing needs.
Every day, our customers rely on Citizens Bank professionals to guide them through the home buying process. It begins with pre-approval and helping to find the right mortgage, and continues with service and support every step of the way to closing.
What can Citizens Bank do for you?
With decades of mortgage experience, we're so confident you'll receive superior service that we offer these industry-leading guarantees:
We'll give you a same-day loan decision or pay you $250
We'll meet your requested closing date or we will reduce your interest rate by
1/8 of one percent for the life of the loan**
We'll beat any lender's price or pay you $500*
With a pre-approval mortgage decision from Citizens Bank, you can shop with confidence for your dream home knowing just how much home you can afford.
Service you can trust.
We take pride in providing home financing for the American dream. With over 100 loan products, we know we can help you find the ideal loan for your specific needs.
Get pre-approved fast!
With a pre-approval mortgage decision from Citizens Bank, you can shop with confidence for your home knowing just how much home you can afford. And we make it easy:
Call a Citizens Bank Mortgage Loan Officer
Get a same-day pre-approval loan decision, often in 20 minutes or less. Call Citizens Bank at (877) 297-3618 to speak to an experienced Citizens Bank Mortgage Loan Officer. Or...
Get Pre-Approved Online
Our easy to follow online application provides a quick pre-approval decision and letter. Get Started Now
E-mail a Citizens Bank Mortgage Loan Officer
Have questions before you begin? Our mortgage consultants are here to help. E-Mail Now.
Citizens Republic Bancorp is a diversified financial services company providing a wide range of commercial, consumer, mortgage banking, trust and financial planning services to a broad client base. Citizens Republic Bancorp services communities in Michigan, Wisconsin, and Ohio as Citizens Bank and in Iowa as F&M Bank, with several hundred offices and ATMs. Citizens Republic Bancorp is the largest bank holding company headquartered in Michigan with roots dating back to 1871. Citizens Republic is one of the 50 largest bank holding companies headquartered in the United States with over $13 billion in assets.
†Mortgage loans are subject to qualification, receipt of satisfactory appraisal and verification of income, asset and debt information provided by the customer
*A customer must provide a complete, system-generated Good Faith Estimate, listing a specific lender’s name, that is dated the same day as the rate quoted by us. If such Good Faith Estimate indicates an equivalent or lower interest rate and closing costs package, for the same loan program that is offered by us and we have verified the accuracy of the rate and fees listed then we will have the option of beating that lender’s total loan costs by $100 or paying the customer $500 ($750 for properties located in California) when they close with that lender and provide us with a copy of the signed Note and Final HUD-1 Settlement Statement.
**Approved, conventional, purchased loans only, using our preferred closing agent. Closing date to be mutually agreed upon between customer and bank, and customer must provide all required documentation. Timely request for adjustment under guarantee is required.
©2007 Citizens Bank
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