Bay Winds Federal Credit Union

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Bay Winds Federal Credit Union

1031 May St.
Charlevoix, MI 49720
Telephone All Branches: 1.231.547.4483
Toll Free: 1.800.638.1182
Fax 231.547.2361


Loans & Credit Cards

Loans through Bay Winds Federal Credit Union take a different route than that of traditional banks. Our loans are fast and easy because we keep all our loan decisions in-house where we can approve and disburse loans. Plus, we offer lower interest rates because of our not-for-profit status. Contact a Bay Winds loan officer to learn more about how members can apply over the phone or online and get an answer within hours.

Home Mortgage Services
Whether you’re buying your first or your second home or you’re purchasing an investment property, Bay Winds has a mortgage plan to fit your needs. We help members get preapproved for a home loan with personalized service and low fees. Bay Winds offers conventional mortgages for new purchases, refinances, new construction, land and reverse mortgages.

Home Equity
Looking to remodel your home, add a room or just do some long-overdue repairs? We can help you achieve your goals with a personalized home equity line of credit.


Copyright (c) 2007 Bay Winds Federal Credit Union