West Michigan Community Bank
West Michigan Community Bank
3467 Kelly Street
Hudsonville, MI 49426
Phone: 616.669.1280
Mortgage Loans
Mortgages
We offer a variety of mortgage loans, at competitive rates, to make buying, refinancing or building your home affordable. Most important, our loan professionals will give you advice to help you select the mortgage that is right for you and fits your budget.
Fixed Rate Mortgages
Terms and loan options to meet all your home lending needs.
Adjustable Rate Mortgages
Interest rates are adjusted over the term of the loan, based on a predetermined index.
Jumbo Mortgages
Attractive features and rates are available on mortgages over $417,000.
Investment Property Loans
Terms available for the purchase and refinance of single family investment homes.
Construction Loans
Borrow money to pay an approved, licensed builder for the construction of your home. These loans are usually converted to longer term mortgages once your home is complete.
How much can you afford?
To be approved for a mortgage, you must qualify for total monthly payments on your overall debt. A comfortable guideline to work with is 36% of your gross monthly income. Overall debt includes your estimated new mortgage payment of principal, interest, taxes and insurance, installment loans, leases and credit card payments.
To determine what you can afford, sit down with one of our Mortgage Representatives for a free home mortgage consultation.
© West Michigan Community Bank
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