North Central Area Credit Union
North Central Area Credit Union
505 Clyde Street
PO Box 481
Grayling, MI 49738
Phone: (989)348-7488
Fax: (989)348-8075
Toll Free: 800-732-6005
Email: msr@ncacu.org

North Central Area Credit Union provides personal service you can trust! We are your hometown credit union and we care about you. NCACU offers some of the lowest rates and best terms available and with a personal touch.

With low rates, there is no better time to refinance your mortgage and save money than the present. You’ll pay minimal closing costs, possibly lower your monthly payment, and free-up lots of cash to meet other needs. If you have a mortgage with another lender, now is a great time to compare your current rate with the competitive rates and products we offer.

These are difficult times in Michigan, for its citizens and many of our members as unemployment, foreclosures, and bankruptcies soar. In times such as these North Central is committed to helping our members in every way possible, and in making their lives easier.

We appreciate the confidence you have entrusted to us, and we are all here to serve your financial needs.

Credit unions are democratically owned and controlled institutions based on People Helping People principles. Credit union boards of directors are elected by the members; each member has one vote, regardless of how much money they have. Only members may serve as directors, and directors serve without compensation. Credit unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher dividends on savings, lower loan rates, and lower cost for services.

To provide affordable, high quality, complete financial services to our members and their families, and to foster continued growth and stability of the credit union.

Copyright © 2007 North Central Area Credit Union
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