Citizens National Bank - Home Mortgage

Citizens National Bank

8011 S. U.S. 31
Alanson, MI 49706
Phone: (231) 548-BANK (2265)
Fax: (231) 548-2071

Mortgage Loans

Owning your own home is one of the most important investments you will make during your lifetime. We at Citizens National Bank understand that importance and want to make your mortgage experience a positive one. We offer many products to suit your needs.

Loan Programs:

Zero Down Payment Loans
You can now make owning your own home a reality with no money down! We can finance 100% or your mortgage with the participation of the USDA Guaranteed Rural Housing Service.

Low Down Payment
We have many low, down payment options to choose from.

Fixed Rate Mortgages
The most popular way to finance your home. We offer a variety of long-term repayment loans for purchasing or refinancing your home.

Adjustable Rate
This type of financing is available for borrowers who want their loans to move with market rates. One and three year adjustable rate mortgages are available for this type of financial need.

5 & 7 Year Balloon Reset Mortgages
If youâ€™re someone who is looking for short term financing with attractive interest rates and terms then our Balloon Reset Mortgages will be an option for you to investigate.

Vacant Land Mortgages
Talk to one of our mortgage experts about how you can finance vacant land and make your up north dream a reality.

Construction Loans
Have you been planning and saving so you could one day build your dream home?

Home Equity Loans
Use the equity you have in your home to qualify for cash!

Jumbo Mortgage Loans
We have Jumbo Mortgages available for just that type of luxury living, for $417,000.00 and greater. Your dream home just became a reality with a Jumbo Mortgage through Citizens National Bank.

Please contact one of our Mortgage Experts for additional information or questions. If you are interested in applying now, you can use our online mortgage application and get started today. If you prefer, you can download the documents instead.

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