ChoiceOne Bank
ChoiceOne Bank

3069 Slocum Rd.
Ravenna, MI 49451
Phone: 231-853-2190


Personal Loan Programs

All of our consumer loans offer competitive rates, flexible repayment options and there are no prepayment penalties. We’ll even give you a discount on the interest rate when you have your monthly payment automatically deducted from a ChoiceOne checking or savings account.

ChoiceOne Bank offers a wide range of financing options. Click on any of the programs listed below for more information.

* Personal Loans
* Auto Loans
* Recreational Vehicle /Equipment Loans
* Home EquityTerm Loan
* Home Equity Lines of Credit
* Credit Card Services

Home Equity Term Loans

Our convenient home equity loan products provide qualified homeowners the ability to meet their financing needs by using the equity in their home. Funds from a home equity loan can be used for things such as home improvements, a new car, a vacation, debt consolidation, or anything else. Term loans feature a fixed interest rate and fixed monthly payment which allows the borrower to budget their monthly expenses appropriately. ChoiceOne offers home equity loans utilizing up to 80% of your home’s equity. In most cases, the interest paid on a home equity loan is tax deductible. Consult with your tax advisor for tax deductibility. As with our other consumer loans, you can take advantage of an interest rate discount by having your monthly payment automatically deducted from your ChoiceOne checking or savings account.

Home Equity Lines of Credit

We offer affordable, flexible lines of credit that can be used for anything the homeowner desires. Revolving lines of credit feature interest only payments and allow the borrower to use their funds when they need them. ChoiceOne offers home equity lines of credit utilizing up to 80% of your home’s equity. In most cases, the interest paid on a home equity line of credit is tax deductible. Consult with your tax advisor for tax deductibility. As with our other consumer loans, you can take advantage of an interest rate discount by having your monthly payment automatically deducted from your ChoiceOne checking or savings account.


© Copyright ChoiceOne Financial Services, Inc. 2006 ChoiceOne Bank
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