Alpena Alcona Area Credit Union - Home Mortgage

Alpena Alcona Area Credit Union
11610 US 23 South
P.O. Box 84
Ossineke, MI 49766
Phone: (989)471-2332
Fax: (989)471-5509

Alpena Alcona Area Credit Union has a professional and knowledgable lending staff waiting to assist you with your mortgage and home equity needs. We have some of the lowest closing costs around, and you will always find competitive rates and affordable terms. Alpena Alcona Area Credit Union services all mortgage loans directly, which means all your payments and questions will be handled at our office by people you've come to know and trust. Whether you would like to buy a new home, refinance your current mortgage, or build your dream home, start with Alpena Alcona Area Credit Union.

The Alpena Alcona Area Credit Union prides itself in providing low-cost loans with flexible terms to its membership. Members borrow from the Credit Union as an owner, which is a unique relationship when compared to other financial institutions. There is no waiting period between the time you open your account at the Credit Union and the time you apply for a loan. Our professional staff will process all applications quickly and confidentially. In many cases, a loan can be approved the same day. We can even process your loan by mail or telephone. There are no application fees and no processing fees (excluding mortgages and student loans).

Loans available are: new and used auto, boat, recreational vehicles, debt consolidation, home improvement, revolving, home equity, overdraft protection, automobile, mortgage, and many more. Also, available to our members are credit life and credit disability insurance and Guaranteed Asset Protection (GAP).

Guaranteed Asset Protection (GAP) is insurance coverage that pays the difference between your primary insurer's settlement and the loan balance on items directly related to the purchase of the vehicle. GAP is low-cost coverage for a potentially high-cost expense. For just a few dollars a month, GAP can save you from making loan payments on a car, truck or other vehicle that's beyond repair, or stolen and not recovered. Ask a loan officer about GAP coverage for your next loan.

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